Posted on March 29, 2010 by compassiontara at Bound, not Gagged
Thank you to Melora from SWOP-Boston for putting this all together.
Primary Source: TIME magazine
Secondary Sources: wikipedia.org, healthreform.gov, nytimes.com, various google searches (checking search lists for irregularities, will only site every source used upon request)
Note:
If you do not fall under one of the categories below, you will experience no change in coverage or costs. For the purposes of the following, Medicare means both Medicare, and Medicaid.
Have questions? Ask!
Have opinions? Dare to debate.
Effective 2010:
* Uninsured with pre-existing condition receive immediate coverage (though i have not yet put together HOW – it depends on a plethora of factors that vary from one individual to another including income, employment, and geographic.
* Uninsured and age 26 or younger are now approved to be covered by their parents’ insurance
* Insurers no longer allowed to deny care to a patient who becomes sick (currently private companies are able to suspend coverage of individuals who develop certain illnesses, despite having paid their premiums)
* Insurers no longer allowed to end coverage after a patient reaches a certain age (many companies will not cover you if you live past 80, for example)
* Insurers no longer allowed to deny coverage to children with pre-existing conditions
* Employers of small businesses to receive tax credits if they purchase insurance plans for their employees.
* Medicare prescription drug beneficiaries receive $250 as a stipend when they hit the doughnut hole.
* What is the doughnut hole? A rule in medicare part D prescription drug coverage that states that once Medicare has paid $2,700 in prescription drug coverage for an individual, they are then on their own to cover the full cost of prescription medications until they have reached $6,154 in prescription drug expenses.
Effective 2011:
* Insurers required to spend 80% of premiums collected on Continue reading →
April 18, 2010
Categories: Alert, Blog Posts, Federal Laws, Health, Legislation, National, Policy . . Author: swoplv . Comments: Leave a comment